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Ensenta Brings Communications Development to Payments

January 05, 2017

Mobile payments are an increasingly large part of the everyday landscape; just looking at the recently-concluded holiday shopping season will tell viewers as much thanks to the sheer numbers who either turned to Apple Pay or the like for shopping in stores or the numbers who went online to shop. Mobile payments require plenty of communications development tricks, however, to carry on its work; so, when word came out about Ensenta's new move, it was likely good news to the field.

Ensenta recently partnered with Engage Financial Technology in a move that would allow customers to add funds to payment cards from a mobile device. The combination of Engage's Engage360 Payments Innovation Platform—a tool commonly geared toward banks and other financial institutions—and Ensenta's remote deposit capture system creates a new platform that makes it easier for customers to load money onto cards via mobile device.

With mobile deposit now effectively an option for anyone using this new communications development, it improves the use of payment cards as well as the overall longevity of such systems. That's been a big problem for any company offering payment cards, and this system may be sufficient to keep it running. Better yet, there's even a level of risk management added to the system, as the platform can now evaluate items across a series of risk factors—over 200 at last report—to create a system that's not only safer for all involved, but also more efficient and better able to meet demand.

Good news for those who engage in payment card technology; making a system safer to use is a must, but it doesn't really matter how safe a system is if no one's using it anyway. That's the biggest problem in the end; systems have to not only be safe enough to use, but sufficiently easy to use that there's a reason to use them. Payment cards are no different, and while we've done a lot in terms of making such systems more secure, we haven't done so much in improving usability. That's where this new development between Ensenta and Engage should work wonders, giving users access to a more convenient, simplified means of operation along with better security.

Mobile payments depend on communications developer systems, and we're seeing the impact of that connection right here. Engage and Ensenta have come together to make a better mobile payment system, and the value of that is hard to understate. 

Edited by Alicia Young

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